How camels have adapted to their Environment.
CAMELS evaluates banks on the following six parameters :- (a) Capital Adequacy :Capital adequacy is measured by the ratio of capital to risk-weighted assets (CRAR). A sound capital base strengthens confidence of depositors (b) Asset Quality: One of the indicators for asset quality is the ratio of non-performing loans to total loans (GNPA).
Camels have humps that store fat. These humps metabolize to produce energy if the camel goes for long without eating food. Camels also have wide feet that make it easy for them to walk on sand without them sinking into it. The animals also have long eyelashes and thick eyebrows. The long eyelashes prevent desert sand from getting into their eyes while the thick eyebrows act as shields against.
Camels were a key mode of transportation for Bedouins and their supplies. They would carry early Emiratis across deserts in blistering heat in search of water. While today this is no longer necessary and Emiratis prefer getting around in their 4x4s, riding a camel is an exciting experience for visitors to the UAE, as it offers a glimpse of early life in the Emirates.
Amazing Facts About the Camel. Camels are social animals who roam the deserts in search of food and water with up to 30 other individuals. With the exception of rutting males competing for females, camels are very peaceful animals who rarely exhibit aggression.
Camels can also close their nostrils. Humans have used camels for their wool, milk, meat, leather, and even dung, which can be used for fuel. Camel milk is an important food source for nomadic desert tribes. A camel can provide a large amount of meat for these people, and the camel’s hump is considered a delicacy in these cultures.
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Some improvement in the Indian banking sector has been seen after the reforms. A natural framework to analyse this improvement is the CAMELS framework, under which banks are required to enhance capital adequacy, strengthen asset quality, improve management, increase earnings and reduce sensitivity to various financial risks.